Used car dealerships (particularly buy here pay here dealerships) tend to get a bad rap–so much so that we tend to automatically associate certain images with buy here pay here car lots.
In our minds, we picture a crummy building sitting behind a lot full of crummy cars. And we picture a desperate car salesman in a crummy suit trying too hard to get us into one of those crummy clunkers. Yikes!
Although there are probably some dealerships that fit that description, many buy here pay here dealerships in Columbus, OH might pleasantly surprise you.
There are a lot of myths out there about buy here pay here dealerships, and we want to take a moment to clear the air.
Myth #1. They only sell clunkers.
Buy here pay here dealerships don’t just stock their lots with as many junky cars as they can get their hands on. In fact, at J.D. Byrider all of our cars undergo an extensive 92-point quality inspection*** and clean title verification before they’re accepted into our inventory!
We also do service and repairs if we do find any issues, so you can rest assured you’re buying a reliable car when you shop at our buy here pay here car lot.
Myth #2. They want to trick you into buying a car you can’t afford.
If you can’t pay for the car we sell you, nobody wins. That’s why our financing process here at J.D. Byrider involves a personal meeting with one of our financial representatives. We sit down with you and go over things like your income, your existing expenses, and your budget to determine what payment you can afford. Because, ultimately, we want you to succeed in paying off your car loan with full, timely payments.
Myth #3. They’ll finance anybody.
Buy here pay here dealerships like J.D. Byrider pride themselves for being able to look past a credit score alone when determining who is eligible for auto financing.
We believe past credit mistakes aren’t necessarily a reflection of your current financial situation, and we want to offer you a chance at getting financed even if you have bad credit or no credit.
However, if your current financial situation would not allow you to make timely car payments, it is unlikely that your application for financing will be approved.
Myth #4. Once you drive away from the lot, you’re on your own.
Many buy here pay here dealerships actually offer warranties or service agreements with the used cars they sell. At J.D. Byrider, every vehicle comes with its own warranty, and as our customer you gain access to our on-site, discount service garages.
We don’t want you to live in constant fear of car trouble, so we offer what we can to prevent breakdowns and help you out at a lower cost in emergencies.
Myth #5. They charge outrageous interest rates so you’ll be unable to keep up on payments.
Interest rates at buy here pay here dealerships do tend to be higher than those at traditional dealerships, but it’s not any vicious tactic just to get you to fail on your auto loan.
The reason behind these higher interest rates is because of the risk involved in offering financing for customers with bad credit or no credit. We want to offer financing to our customers who might not be given a chance elsewhere, and it’s our goal to help you out if you don’t have good credit and need a car. But we also need to account for the risks involved for us.
At the end of the day, buy here pay here dealerships like J.D. Byrider want to help customers get a car even when other dealerships turn them away. We’re in this business because we love to see our customers succeed in paying off their auto loan and building a better financial future for themselves. That’s the outcome we want for you, too.
So don’t believe all the myths you hear about buy here pay here dealerships. We want to help you get behind the wheel of a good, quality car at a price you can afford. And that’s a deal we think you can get on board with.
Stop by your Columbus J.D. Byrider location today to browse our selection of quality vehicles and see what’s possible for you!